Insurance & where to get it

[Chrisbb]

I never thought getting cover would be such an issue. I'm getting an ex-demo Ford Ranger Bimobil from Germany - for now I'm just driving the truck over with the pickup bed and wanted to get it registered here before getting the cabin. I tried about 6 insurers so far (Camptons, Adrian Flux and a few others) and only asked for cover for the Ranger for starters - I can't even get THAT covered.
Reasons being either it's a business car (Camptons) or it's not registered in the UK yet (most others) or my postcode, or that it has been modified (suspension uprated), or that it's an import - well I did get one quote from Adrian Flux: over £19,000 - no joke.
I think I need to dedicate an entire day to this - if anybody has any tips...
A few people told me that I need a UK registration first - but on the DVLA website it says I need the insurance policy to get the registration.
Does anybody know if that's true?

[willf]

Hi it was the Swansea office we called but i think they put it through centrally. They class it as a kind of mobile home, put it on the home insurance and it’s done no problem at all, they seemed used to doing it.

[horacebat]

I didnt see this until now.

Camptons do seem to be the go to place, but as you say not including business insurance. We did get insurance on the chassis number in the end, but the UW were very keen for us to get it UK registered as soon as possible (in fact I was hounded!)

[Gordmac]

I have just got my renewal from Adrian Flux, apparently they will no longer quote for the demountable.
Has anyone discovered more companies that will quote? Anyone do the demountable on its own?

[Bradders]

I realise that this is resurrecting an old thread, but it is very useful for those of us who are just getting into the demountable side of things.
I have bought a “Wildcat” from Four Wheel Campers in Germany and I’m now trying to insure it. What a nightmare! I have had one quote from the Caravan & Camping Club which is between £700 and £800, depending on what sort of security arrangements you have; trackers, etc. Compton’s have taken all my details for a joint vehicle and camper policy, but after calling eight different companies, I’m not holding my breath.
Can anyone give me any clues as to who they use please.

[zildjian]

Campton have been my insurers for maybe a decade now so I'm probably biased.

Typically an insurer will want to insure both camper and truck, it's not historically proved easy to insure camper only
NFU (depending on your postcode) have been known to offer cover
members have mentioned in recent years that a tracker is often cited as a must-have though personally I've not yet heard of anyone losing a camper though theft


still, there's always a first time right.....

[Bradders]

Hi Zildjian, does you Campton’s insurance cover the vehicle and the camper and also when the camper is detached and at a camp site or at home?

[zildjian]

Yes, on & off truck, home or away as well

[zildjian]

[loriusgarrulus]

I have been searching round for insurance without much luck.
Eventually tried the Camping and Caravan Club as the caravan is insured with them.

I eventually got a quote from them for the Camper alone.
Replacement value, new for old of the Nomad Camper at £15,000. Equipment contents of £2000 and pots, pans, clothese etc around £500.
Third party liability of 2.5 million and a £75 excess.

It would be covered on the truck, but needs an alarm and tracker fitted. At home it either needs to be in a garage or chained down somehow.

Not having a garage has anyone found a method of chaining a Camper down.
I did explain it would be behind 7ft high fence and gates on the side of the bungalow, but that wasn't enough.
As I am fetching it on Sunday it will have to be uninsured till I get something in place or find another insurer.