Insurance & where to get it

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Who do you insure with?

Adrian Flux
4
15%
Aviva
0
No votes
Budget insurance
0
No votes
Campton
7
27%
Caravan and camping club
2
8%
Crusader
3
12%
NFU
5
19%
Safeguard
2
8%
other
3
12%
 
Total votes: 26

Darseyno1
Posts: 1
Joined: January 28th, 2020, 9:41 pm

Re: Insurance & where to get it

Post: # 27725Post Darseyno1
January 28th, 2020, 10:01 pm

I had tried Camton today but they do not insure in Northern Ireland

Vivien
Posts: 2
Joined: March 2nd, 2019, 6:07 am

Re: Insurance & where to get it

Post: # 27976Post Vivien
March 10th, 2020, 4:07 pm

Have just renewed my Campton’s insurance for Ford Ranger Wildtrack 3.2L Auto and Tischer Trail 230s. The premium is still almost double our previous motorhome premium for the same value truck and camper, and the annual mileage has been reduced from 15,000 last year to 12,000 this renewal. Who is everyone else using, are there any better deals?

Amanda_P
Posts: 45
Joined: March 14th, 2017, 12:09 am
Location: Sheriff Hutton, North Yorkshire

Re: Insurance & where to get it

Post: # 28115Post Amanda_P
April 9th, 2020, 11:32 am

I've been insuring with Safeguard for years, as they and NFU were the only insurers I was aware of that would insure demountables properly - until I joined this forum and heard of Campton's.

Besides the demountable aspect, I may be a complicated risk because I'm a self-employed wildlife biologist and filmmaker. I travel quite a bit around Europe for both these jobs, and use my van for this purpose. Insuring with Safeguard for 10,000 miles of this kind of use of my £20K rig (single-cab Hilux and Suntrekker) costs me around £500 - but this is, I believe, largely tax-deductible (my accountant deals with that!).

The important limitation with Safeguard is that the demountable isn't insured when it's demounted. This doesn't concern me too much as it's quite rare that I demount, and when I do, it's always in a low-risk place like my garden or on a client's premises.

Anyway, it's renewal time, I've got a quote from Safeguard which I'm reasonably happy with, but I thought I'd talk to Campton's before going ahead.

The gentleman on the phone (besides consistently calling me sir, although I did point out that I'm not a sir) was helpful and after taking the initial details, said that it was very unlikely they could provide insurance that covered business use, implying that in the unlikely event their underwriter would agree to it, I really wouldn't like the price.

Well, that's disappointing, but there it is, and I'm not the only one who's been told that. Another year's business for Safeguard, then.

User avatar
zildjian
Site Admin
Posts: 14268
Joined: September 8th, 2013, 3:30 pm
Location: Tooooo far from the coast!

Re: Insurance & where to get it

Post: # 28116Post zildjian
April 9th, 2020, 12:02 pm

I understand Campton are a bit sketchy over commercial/Private insurance these days though as is often the case
insurers are pretty capricious dependant on postcodes so it seems.

NFU have been known to offer cover and I reckon its down to the local agent as I've tried mine but they'd unsurprisingly never heard of Demount's, not gone off to ask someone and therefore don't cover them..

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